Property Direct & Facultative

We offer global solutions, from small commercial businesses to large multinational entities. As a result, we have a flexible appetite with a preference towards low attrition, catastrophe exposed occupancies, as well as an ability to consider heavy industry clients.

Dean Broomhead
Class Leader

Our Team

Kate Foster
Head of Property

Nick Jones
Chief Reinsurance Officer
and
Director of Underwriting Oversight

Ellie Broome
Underwriter

Calum Brewster
Underwriter

Our USP
  • Specialise in direct and facultative, all risks, physical damage cover
  • Global property account with ability to consider softer occupancies such as real-estate, municipalities, education and religious accounts as well as heavy industry clients such as metals, manufacturing and cold storage.
  • Strong broker relationships resulting in Underwriters viewing a wide range of risks and maximising risk selection opportunities
  • Experienced Underwriters who are involved with pricing and terms & conditions of all risks written
  • Lloyd’s market leaders: lead ~20% of premium income
Focus Areas and Solutions
  • Low attrition, catastrophe exposed occupancies preferred
  • Ability to consider heavy industry with meaningful deductibles and appropriate sub-limits
  • Sub-class groupings monitored to prevent over-exposure to a single sub-class
  • List of sub-classes: Municipalities, Education, Light Commercial, Retail / Offices, Hospitality, Medium/ Heavy Industrial, Nat Cat Only and Habitational.
Apollo Team Engagement
  • Market leading DUA team with specialist knowledge in Lloyd’s Insurance Company
  • A consistently market leading claims team
  • Experienced catastrophe modelling team
In appetite
  • Municipalities
  • Light commercial
  • Hospitality
  • Retail / Offices
  • Medium commercial
  • Natural Catastrophe only
  • Medium/ Heavy Industrial
  • Habitational
  • Single territory or multinational
Out of appetite
  • International Power
  • Delegation of authority
  • New coal mining
Distribution and other capabilities
  • Broad broker distribution base – longstanding relationships with a number of Lloyd’s brokers
  • Distribute products via Lloyd’s brokers

Line size

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Geographies

85% USA
15% International

Our insurance solutions

Our wide range of products puts us in a unique position where our entrepreneurial approach and service excellence delivers creative and flexible solutions for our clients and partners all in one place.

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